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Human Resources

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    Cost Summary

     

    Medical Coverage

    Total Cost Per Month

    Employee Cost Per Month

    Employee only $386 $19
    Employee + child $618 $198
    Employee + spouse $773 $247
    Employee + children $889 $284
    Family $1,275 $408

    Family - two married City employees

    (not available to new enrollees after 1/1/2016)

    $1,275 $115

     

     

    Vision Coverage

    Total Cost Per Month

    Employee Cost Per Month

    Employee Only $4.00 $0
    Employee + Dependent
    (spouse or one child)
    $8.00 $4
    Family $12.00 $8

     

     

    Prescription Coverage

    City Cost

    Employee Cost

    Administered by
    Anthem Blue Cross
    60% for 30 day supply 40% for 30 day supply

     

     

    Dental Coverage

    Total Cost Per Month

    Employee Cost Per Month

    Employee Only $28 $0
    Employee + Dependent
    (spouse or one child)
    $50 $22
    Family $67 $39

     

     

    Retirement

    City Cost

    Employee Cost

    Virginia Retirement System
    (VRS)
    The City pays employer portion (18.76%) of base pay towards the retirement and disability benefit Employees pay the 5% member portion of this benefit
    457 Deferred Compensation Retirement Plan (ICMA) No Match Min. $5 per pay period
    Max. up to $18,000 annually or $24,000 if age 50

     

     

    Group Life Insurance

    City Cost

    Group Life Insurance
    2x annual pay - natural death
    4x annual pay - accidental death
    1.31% of pay

     

    Optional Life Insurance Coverage

    How to Calculate Monthly Cost of Optional Life Insurance:

    1. Decide how much additional life insurance you want for yourself. Choose Option 1, 2, 3, or 4 and whether you want coverage on spouse and children.
    2. Find cost per $1,000 of coverage next to your age in Employee + Spouse Rates table below.
    3. Multiply cost times per $1,000 of life insurance coverage. For example: If one times your annual base pay is $20,000 and your age is 35, you would multiply 20 X .06 to find monthly cost of $1.20.
    4. Based on option chosen and corresponding spouse coverage, if any, repeat formula using cost based on spouse's age for spouse premium.
    5. Children's premium is a flat rate based on option you choose. See rates below.

     

    Optional Life Coverage

         
     

    Employee

    Spouse

    Children

    Option Insurance Amount Insurance Amount Insurance Amount
    1 1x Annual Base Pay .5 Employee Base Pay $10,000
    2 2x Annual Base Pay 1x Employee Base Pay $10,000
    3 3x Annual Base Pay 1.5x Employee Base Pay $20,000
    4 4x Annual Base Pay 2x Employee Base Pay $30,000

     

    Optional Life Rates

     
     

    Employee + Spouse

    Age Monthly Rates Per $1000
    Under 30 $ .05
    30 - 34 $ .05
    35 - 39 $ .06
    40 - 44 $ .09
    45 - 49 $ .14
    50 - 54 $ .20
    55 - 59 $ .33
    60 - 64 $ .65
    65 - 69 $1.15
    70 and over $2.06

     

    Optional Life Rates

       
     

    Children

     
    Option Insurance Amount Flat Monthly Rate
    1 $10,000 $ .80
    2 $10,000 $ .80
    3 $20,000 $1.60
    4 $30,000 $2.40